Who this article is for
This article is for:
Anyone viewing a Nestmatch projection in the calculator or downloadable report
Borrowers comparing Nestwise to traditional mortgage options
Homebuyers wanting clarity on how reward amounts are calculated
Anyone seeking full transparency on program limitations
Important Nestmatch projection disclaimer
Nestmatch™ reward projections are intended for informational and educational purposes only.
They are not a guarantee of future reward amounts, loan terms, or financial performance.
Below is the full disclaimer explained in clear, borrower-friendly language.
1. Projections are estimates only
The Nestmatch projection:
Uses estimated values for monthly contributions
Relies on borrower-provided loan inputs
Does not represent exact future outcomes
Should not be used as a substitute for final loan disclosures
Actual contributions may be higher or lower than the projection.
2. Contributions depend on on-time payments
Projected Nestmatch amounts assume:
Every mortgage payment is made on time
The loan remains in good standing every month
Late or missed payments may result in no contribution for that month.
3. Rewards do not earn interest
Nestmatch rewards:
Do not earn interest
Are not investment products
Do not change based on market performance
Are fixed-value contributions made by Nestwise
Projections show totals based only on monthly contributions, not investment growth.
4. Program rules may change
Nestwise may update:
Contribution amounts
Eligibility rules
Terms of the rewards program
If the program changes, future contributions may differ from current projection assumptions.
Borrowers will be notified of any material updates.
5. Your final loan terms determine actual outcomes
Your real Nestmatch contributions depend on:
Your final loan amount
Your approved interest rate
Your payment history
Nestwise program terms at the time your loan closes
Calculator inputs are informational—they do not reflect underwriting decisions.
6. Projections do not account for home value changes
Home value appreciation or depreciation is not included in Nestmatch projections unless explicitly stated.
Your total financial outcome may be higher or lower depending on market conditions.
7. This is not a commitment to lend
A Nestmatch projection:
Is not a loan offer
Is not an approval
Does not guarantee any monthly contribution amount
Does not replace required loan disclosures
Formal terms are provided during pre-qualification, underwriting, and closing.
8. Tax implications may vary
Nestmatch rewards may have tax implications depending on:
How you use the funds
Your individual tax situation
Applicable laws at the time of withdrawal
Nestwise does not provide tax advice.
Borrowers should consult a tax professional for guidance.
In short:
A Nestmatch projection is a helpful estimate, not a promise.
When to contact support
Reach out if:
Your projection seems incorrect
You have questions about eligibility
You want help understanding how contributions are calculated
You want a personalized breakdown from a mortgage specialist
We’re here to help you understand your options clearly.