Nestwise

Borrowers who want to understand how Nestmatch works

Anyone reviewing program rules or disclosures

Customers deciding whether to wait for Nestmatch to launch

Existing borrowers exploring whether they can qualify in the future

- Borrowers who want to understand how Nestmatch works
- Anyone reviewing program rules or disclosures
- Customers deciding whether to wait for Nestmatch to launch
- Existing borrowers exploring whether they can qualify in the future

___________________________________________________________

About the Nestmatch™ Rewards program

Nestmatch™ is a rewards program from Nestwise where Nestwise contributes funds to your rewards account for each verified on-time monthly mortgage payment (after the program launches).

Borrowers do not contribute their own money, and rewards are not interest-bearing or investment products.

It is scheduled to launch in Q1 2026.

Mortgages closed before the launch date do not include Nestmatch contributions.

Early borrowers receive Premier Access™, which gives priority eligibility when the program launches.

- Nestmatch is not active yet.
- It is scheduled to launch in Q1 2026.
- Mortgages closed before the launch date do not include Nestmatch contributions.
- Early borrowers receive Premier Access™, which gives priority eligibility when the program launches.

To receive Nestmatch™ rewards once the program is active, borrowers must:

Have a Nestmatch-enabled Nestwise mortgage

Remain in good standing according to program rules

Maintain an active Nestmatch Rewards Account

- Have a Nestmatch-enabled Nestwise mortgage
- Make monthly payments on time
- Remain in good standing according to program rules
- Maintain an active Nestmatch Rewards Account

- Loan type
- Loan performance
- Payment history
- Any changes to program rules

Nestwise may update or refine eligibility criteria as the program evolves.

Each contribution is tied to a verified on-time mortgage payment

Contribution amounts may vary based on your loan details

Rewards appear in your Nestwise dashboard

You can view your total balance, contribution history, and program reminders

- Contributions are made monthly
- Each contribution is tied to a verified on-time mortgage payment
- Contribution amounts may vary based on your loan details
- Rewards appear in your Nestwise dashboard
- You can view your total balance, contribution history, and program reminders

Borrowers do not invest their own money.

Nestmatch™ is a rewards program, not a financial investment product. Important notices:

Rewards are not an investment product

Rewards are not market investments

Rewards may change based on program updates

Rewards are not guaranteed and depend on verified on-time payments

Nestwise may revise or discontinue the program at its discretion

- Rewards are not an investment product
- Rewards are not market investments
- Rewards may change based on program updates
- Rewards are not guaranteed and depend on verified on-time payments
- Nestwise may revise or discontinue the program at its discretion

All contributions are made solely by Nestwise.

Rewards may be redeemed or transferred only according to official program rules

Rewards generally remain yours if you sell or refinance

Borrowers refinancing into a Nestmatch-enabled loan may continue earning rewards

- Rewards may be redeemed or transferred only according to official program rules
- Rewards generally remain yours if you sell or refinance
- Borrowers refinancing into a Nestmatch-enabled loan may continue earning rewards

Full redemption details will be provided at program launch.

Nestwise may modify, pause, or discontinue:

- Contribution amounts
- Eligibility criteria
- Redemption rules
- Program availability

Borrowers will receive notice of material changes.

This article provides the official disclosure for the Nestmatch™ Rewards program, including eligibility requirements, contribution rules, limitations, and important notices about how rewards work.

Nestmatch Rewards Program Disclosure

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Nestmatch Rewards Program Disclosure

Who this article is for

About the Nestmatch™ Rewards program

Current status of Nestmatch

Eligibility requirements

How rewards are contributed

Important limitations

Redemption and portability

Modification and discontinuation