Who this article is for
This article is for:
Homebuyers or homeowners who live outside Texas
Anyone interested in Nestwise but unable to apply yet
Borrowers wanting updates about future state availability
If you’re outside Texas, how can you get started?
If you live outside Texas, you won’t be able to apply for a Nestwise mortgage yet.
Nestwise is currently lending only in Texas, with additional states coming online over the next few years.
When will Nestwise be available in more states?
Nestwise is expanding in stages:
Texas — Active today
2026 — Additional states added
2027 — Planned national rollout
Exact launch timing depends on state-by-state licensing and regulatory approvals.
Can I buy a property in Texas if I live elsewhere?
Yes.
You may apply if the property is located in Texas, even if you live out of state. The location of the property determines eligibility.