Who this article is for
This article is for:
Borrowers wanting to confirm Nestwise’s licensing and credentials
Users performing compliance checks
Anyone asking whether Nestwise is a legitimate, licensed mortgage lender
Third parties needing regulatory information
Nestwise licensing details
Nestwise Mortgage is a fully licensed mortgage company in the state of Texas.
Official license information:
Company name: Nestwise Mortgage, Inc.
State license: Licensed Mortgage Company in Texas
NMLS ID: 2764733
Regulatory status: Active and in good standing
You can verify our license anytime through the NMLS Consumer Access database.
What being licensed in Texas means
As a licensed lender in Texas, Nestwise must follow:
State lending laws
Federal mortgage regulations
Nationwide safety, financial, and compliance standards
Equal Housing Lender requirements
We are audited and regulated to ensure consumer protection and high lending quality.
Future licensing expansion
Nestwise currently operates in Texas, and will expand into additional states in 2026, followed by national expansion in 2027.
Borrowers outside Texas can:
Join the waitlist
Receive notifications as states go live
Equal Housing Lender
Nestwise is an Equal Housing Lender, which means:
We follow fair lending laws
We do not discriminate based on protected characteristics
All borrowers are evaluated using consistent underwriting standards
Our lending decisions follow Fannie Mae and Freddie Mac guidelines with no exceptions.
When to reference this information
You may need this information for:
Verifying legitimacy
Confirming regulatory compliance
Providing lender details to a real estate agent, builder, or title company
Updating applications that ask for lender NMLS information