Who this article is for
This article is for:
Borrowers comparing Nestwise to a traditional mortgage
Anyone exploring how Nestmatch could affect their financial outlook
Homebuyers estimating what they can afford
Borrowers deciding whether to refinance
What the Nestmatch calculator shows
The Nestmatch calculator helps you understand how your mortgage payment and potential Nestmatch rewards compare to a traditional 30-year fixed mortgage.
You’ll see:
Your estimated monthly payment
Your projected Nestmatch rewards over time
A side-by-side wealth comparison
How your mortgage balance and rewards could grow
These numbers are estimates only—they depend on your loan details and Nestmatch eligibility.
1. Enter your loan details
To get an accurate projection, enter the correct information under:
Home price
Down payment amount
Loan amount
Estimated interest rate
Loan term (30-year fixed)
Property taxes and insurance (optional, depending on calculator version)
More accurate inputs = more accurate projections.
2. Select whether you’re buying or refinancing
Choose the scenario that applies to you:
Purchase – for buyers starting a new mortgage
Refinance – for borrowers replacing an existing loan
This helps the calculator generate the right Nestmatch projection.
3. Review your monthly payment estimate
The calculator will show:
Your estimated monthly mortgage payment
A breakdown of principal and interest
How your payment compares to a traditional mortgage
This is for informational use only and does not represent a rate quote.
4. View your Nestmatch projection
Your projection includes:
Estimated monthly Nestmatch contributions
Year-by-year growth of your rewards balance
A side-by-side comparison showing total wealth created
The Nestmatch contribution amount is an estimate based on:
Your loan size
Program assumptions
On-time monthly payments
Actual contributions may vary.
5. Read the traditional mortgage vs. Nestwise comparison
The calculator displays:
How much equity you could build with each option
How rewards could add to long-term wealth
The difference in total financial outcome over 30 years
This helps you understand the full financial impact of choosing Nestwise.
6. Download your personalized wealth report
Depending on the version of the calculator, you may see an option to download:
A full 30-year projection
Multiple market scenarios
Tax impact estimates
Tips for maximizing Nestmatch rewards
This report is helpful for planning your home purchase or refinance.
7. Important things to know
The Nestmatch calculator:
Does not represent a formal loan offer
Does not guarantee Nestmatch amounts
Shows estimates only based on program assumptions
May not reflect final underwriting terms
Your exact loan terms will be provided during the application process.
When to contact support
Reach out if:
The calculator isn’t loading
Your results don’t make sense
You want help interpreting your projection
You’re unsure what numbers to enter
We can help you understand the tool or guide you to a loan specialist.